AI-Powered Corporate Debt Intelligence

Your Debt.
Better with AI.

See How It Works

THE INTELLIGENCE BEHIND DR. DEBT

Debt Transactions
Lending Institutions
AI - ExpertDebt Intelligence
Free Diagnosis
The Problem

We identify hidden inefficiencies in your current debt.

  • 01

    Paying higher interest?

  • 02

    Getting low limits against high collateral?

  • 03

    Can personal guarantees be released?

  • 04

    Need a longer tenor?

  • 05

    Are your covenants too restrictive?

How It Works

How Dr. Debt Works

From request to diagnosis — in 3 simple steps.

01Request

Share Your Details

A short form. No financial data required.

02Diagnose

AI + Expert Analysis

AI analyses. Experts validate.

03Report

Get Your Diagnosis

Receive your report. Discuss it with us if needed.

What We Check

Four Signals. One Debt Diagnosis.

AI scans your debt structure. Experts turn the findings into action.

Interest Rate Arbitrage

Benchmark existing interest rates against sector peers across 70+ lending institutions to identify potential basis-point savings.

75 - 185 bps

Target Rate Arbitrage

Collateral Efficiency

Diagnose excessive asset encumbrance. Calculate optimum security coverage to free prime real estate, plant assets, or shares.

Up to 40%

Encumbered Assets Unlocked

Tenor & Repayment Alignment

Realign aggressive debt repayment schedules with operational cash flows by extending maturities and introducing moratoria.

2 - 5 Years

Tenor Restructuring Scope

Covenant Rationalization

Eliminate restrictive operational covenants, rigid DSCR thresholds, and unnecessary personal promoter guarantees.

Zero Friction

Operational Flexibility

Your Debt Deserves a Second Look

AI-powered analysis. Expert-validated insights.

What you get

AI Powered Debt Diagnosis Report

A confidential, expert-validated report showing where your debt can improve — and what to do next.

01

Debt Health

Understand your current debt health, key gaps and potential savings.

02

Debt Assessment

Assess interest rates, collateral, guarantees, covenants and repayment tenor.

03

Action Plan

Get clear recommendations and understand the potential financial impact.

100% FreeStrictly Confidential

Dr. Debt

Diagnostic Report

SAMPLE
THE PEOPLE BEHIND IT

AI Meets Experience.

AI-powered analysis, backed by real-world finance expertise.

Anurag Lakhotia

Anurag Lakhotia

Managing Partner

PGDIM – IIM Mumbai, CFA, FRM

12+ years banking experience in Yes Bank, ICICI Bank, IDFC Bank, Piramal Finance

Truework Capital
Manas Roy

Manas Roy

Managing Partner

PGDIM – IIM Calcutta, B.Tech – NIT-Bhopal

15+ years corporate experience in Infosys, TCS, Yes Bank, Tata Capital

Truework Capital
Amit Jain

Amit Jain

Managing Partner

PGDIM – IIM Mumbai, B.Tech – DCE

12+ years experience in Infosys, Lodha and Raheja Group, Serial entrepreneur

Truework Capital
QUESTIONS, ANSWERED

Good questions
deserve clarity.

Everything you need to know before you start.

Still have a question? Contact us
Start With A Free Diagnosis

Ready to See Where Your Debt Can Improve?

AI-powered analysis. Expert-validated insights. Delivered in your mailbox.

100% FreeStrictly ConfidentialNo Financial Data Required